Monthly 10,000 yenWe manage assets by saving them in a savings NISA account.
Two and a half years have passed, so I'm going to take a look back.
There were times when it was negative for the first year or so, but nowUnrealized gain of around 30% steadilyis appearing. Also,Domestic stocks (+18%)ThanForeign stocks (+38%)The results are good.
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I tried asset management / funded NISA for 2 years (ongoing)
Stocks40% of the domestic stock、Foreign stocks 60%Trust fees are low at the rate ofIndex Fund (ETF)The result of ordering at the end of the month and checking the valuation amount on the next 15th is as follows.
As of January 15, 2022
| Revenue includes | +89,767 yen(+29.9%) |
|---|---|
| Valuation | ¥ 389,779 |
| Investment amount | ¥ 300,000 |
Impressions of try to operate
Index investment reserves are the royal road to investment
Japan has an average wageIt hasn't gone up in about 30 years.This is a hot topic.
In the old daysBank depositIf I had done so, it would have naturally increased due to interest, but now there is almost no interest.Will not increase。
* In the old daysAbout 4%It seems that there was interest of , but now0.001%is.1 million yenIf you deposit40,000 yenWhere there was interest10 yeninterest. . .
Because it is such an era, nowFunded NISAUsingStocks (index funds)It ’s like saving moneyoptimal solutionI wonder what it is.
Of course, there are risks, but unlike gambles where the stakes are high, there are some price fluctuations.Long-term investmentIn most cases,Likely to increaseSo.
Investment stocks
Nissei - <purchase and redemption without commission> Nissei foreign stock index funds
| Fees purchase (tax included) | None |
|---|---|
| Trust fee (tax included) / year | 0Take this opportunity to get some information again High-dividend US stocks and individual stocks with main dividends It's a small amount, but I'm trying it. I want to increase my assets steadily while studying. |
| Trust assets reserves amount | None |
| Termination fee (tax included) | None |
| Association code | 2931113C |
Nissei - <purchase and redemption without commission> Nissei TOPIX index fund
| Fees purchase (tax included) | None |
|---|---|
| Trust fee (tax included) / year | 0Within .154% |
| Trust assets reserves amount | None |
| Termination fee (tax included) | None |
| Association code | 29312154 |
Digression
High dividend stock investmentWhenVirtual currency (crypto assets/crypto)I'm still trying.
High dividend stocksUS ETFWhenInvest one Japanese stock (using T points)。
Virtual currency isReserve 100 yen every weekSo, here it is.
High dividend stocksFairly goodI'm growing up.
However, I have only just started using virtual currencies (crypto assets/crypto), but the prices of both Bitcoin and Ethereum dropped sharply at the end of the year.About 20% minusis.
I'm just getting started with virtual currency, and the amount is quite small, so I'd like to try it patiently and write an article about it somewhere.
So, what do you think ?